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Heather Boggs, Program Assistant
Heather Boggs joined WPHD in 2009. As a Program Assistant, she reviews applications for the Downpayment Plus Program (DPP) to verify borrower eligibility. She is the principal liaison with lending institutions participating in DPP and provides assistance to potential borrowers in understanding the requirements for the program. She reviews closed loan documents, prepares periodic reports for lenders, prepares a quarterly program audit for the Federal Home Loan Bank of Chicago, and prepares loan subordinations, satisfactions, and assignments of mortgages.
Heather has similar responsibilities for the Southeastern Wisconsin HOME Consortium loan programs and for 13 loan portfolios managed on behalf of over 40 lending institutions in the same geographic area. She also prepares agreements between homeowners and contractors and processes requests for payments to contractors. She also receives and records loan payments from borrowers and updates the borrower payment history. She is responsible for maintaining a database on the loan programs and for providing information on program performance to HUD.
Before joining the Partnership, Heather had experience in insurance underwriting and loan servicing and a wide range of volunteer activities with nonprofit organizations. Heather holds a Bachelor of Arts in Political Science from the University of Iowa.
Josh Ghena, Assistant Project Manager
Josh Ghena joined WPHD in 2009 as an Assistant Project Manager. He provides technical assistance to CHDOs and PJs under WPHD’s contracts with HUD. He is also a member of WPHD’s team to provide technical assistance under the Neighborhood Stabilization Program and has participated in technical assistance in Colorado, Illinois, Iowa and Oklahoma.
Josh is the principal project staff person for WPHD’s NSP development activities throughout Wisconsin. In this role, he has worked on acquisition, rehabilitation and marketing of over 20 foreclosed single-family homes in five different communities.
Josh holds a Master in Urban and Regional Planning from UW-Madison and a Bachelor of Arts in Political Science from Calvin College. He became a HOME Program Specialist—Regulations in 2011.
Kathy Kamp, Deputy Director
Kathy Kamp joined WPHD in October 2006 as Deputy Director. She manages WPHD’s work under the Wisconsin Neighborhood Stabilization Program (NSP) which involves purchase, rehabilitation and resale of foreclosed homes in four Wisconsin communities. WPHD is the largest single developer of NSP-funded homes. Kathy also has provided technical assistance to state governments in their management of NSP funds and to local public agencies and nonprofit organizations using NDSP funds for housing development.
Kathy has experience in the development and operation of HOME and CDBG funded programs, providing technical assistance to local nonprofits organization, including Board development and training, program development and implementation. She has been responsible for WPHD’s work in Cedar Rapids to develop programs that have helped more than 1,800 home owners rehabilitate their flood-damaged homes or find replacement housing when their homes were damaged beyond rehabilitation.
Before joining the Partnership, Kathy compiled an impressive record of success as Development Director and then Executive Director of the Housing Partnership of the Fox Cities (HPFC), a nonprofit corporation based in Appleton, Wisconsin. HPFC’s housing program primarily involved the purchase and renovation of older properties to provide safe, quality, affordable rental housing. During her tenure, HPFC completed the renovation of over 50 existing homes, construction of more than 15 units of new housing, and redevelopment of an old factory complex into 32 apartments using Low Income Housing Tax Credits. Under Kathy’s direction HPFC’s rehabilitation and construction projects also includes substantial participation by corporate and community volunteers.
Kathy also worked for 11 years as an Associate and Vice President at ICF, Inc. in health care financing and medical technology.
Kathy holds a Master of Public Policy from the University of Michigan-Ann Arbor and a Bachelor or Arts from Kalamazoo College.
Lisa Kratz, Chief Financial Officer and Director of Operations
Lisa Kratz joined WPHD in 1993. As Chief Financial Officer and Director of Operations, Lisa is responsible for contract management, reporting and compliance, and participates financial planning and management.
For the past ten years, Lisa has managed the Downpayment Plus Program (DPP), funded by the Federal Home Loan Bank of Chicago. DPP is a statewide down payment assistance program that has provided almost $25 million to more than 5,700 homebuyers. Previously, she managed a $1 million loan program that provided energy conservation financing for almost 300 homes, and was responsible for financial management of WPHD’s $40 million debt and equity financing programs in Milwaukee.
Lisa supervises the financial operations of the HOME Consortium. She created systems for tracking the use of HOME funds for each of the Consortium’s housing programs. She has also provided technical assistance in financial management to the Partnership’s TA clients. She received a Bachelor of Arts in Accounting from Edgewood College.
Debbie Narus, Program Assistant
Debbie Narus has been the program manager of the HOME Program for the HOME Consortium for the last four years. She manages the day to day administrative duties for the Consortium’s Downpayment Assistance, Rehabilitation and Purchase-Rehabilitation Programs. She has a comprehensive technical knowledge of the HOME and CDBG programs, and a thorough understanding of the underwriting process. She manages interactions between the homeowners, lenders, real estate agents, contractors and inspectors.
Debbie has extensive knowledge of lending practices through her prior employment at banks, mortgage companies and C-Cap, LLC, and her current employment with WPHD. She regularly completes real estate documents such as mortgages, subordinations, satisfactions and assignments
Debbie was awarded a Bachelor of Arts and Sciences in History with a Minor in Secondary Education from Cardinal Stritch University, Milwaukee.
Bill Perkins, Executive Director
Bill Perkins founded WPHD with the support of Governor Tony Earl in 1985 and has led the Partnership since then. Under Bill’s direction, WPHD has developed or been the principal development consultant for almost 900 rental and sale homes in Wisconsin. WPHD’s development projects have included mixed-income rental and ownership housing in a suburban traditional neighborhood subdivision project, infill mixed-income multifamily condominium housing in an older urban neighborhood, new mixed-income condominium homes in a mixed-income subdivision, and infill single-family homes in a mixed-income subdivision. WPHD has provided housing for people with mental illnesses and developmental disabilities and housing for older adults.
Bill has over 40 years experience in affordable housing development, finance and policy development. Before founding the Partnership, he was Administrator of the Wisconsin Division of Housing, which managed housing finance programs, provided technical assistance to community-based housing organizations and local public agencies, and developed state housing policy and new programs. Bill co-founded the Community Resources Group, a consulting firm that worked in neighborhoods throughout New England on affordable housing and neighborhood revitalization.
In December 1990, President George H. W. Bush appointed Bill to the Federal Housing Finance Board, the federal agency that oversaw the Federal Home Loan Bank System. He served as the first community interest director of the FHFB until the end of 1993 and oversaw implementation of the Bank System’s Affordable Housing Program.
Bill has served as Chairman of the Housing Partnership Network, a national organization whose members include the largest and highest-performing nonprofit developers in the country. He also has served on the boards of other national and local affordable housing organizations, task forces and commissions. Bill was awarded a Master in City and Regional planning with distinction from Harvard University in 1968 and a Bachelor of Arts in Design from Southern Illinois University in 1963.
Kristin Silva, Housing Program Manager
Kristin Silva joined WPHD in 2001. As Housing Programs Manager, she manages our contract to administer the Southeastern Wisconsin HOME Consortium programs, administering both HOME and CDBG programs in down payment and housing rehabilitation. She also provides technical assistance to CHDOs and PJs under the Partnership’s contracts with HUD and supervises other Partnership employees who provide technical assistance under the contracts. She consults on non-HUD contracts with community-based organizations, local and state units of government and for-profit developers when requested.
Kristin has compiled a record of success in working with a broad range of organizations. She assisted the City of Racine with efforts to combat predatory lending, analyzed potential target neighborhoods for the Racine Housing and Neighborhood Partnership, and helped the City evaluate its rehabilitation loan programs and provided recommendations for change. For the Wisconsin Development of Commerce, she conducted workforce housing roundtables in four Wisconsin communities and made recommendations designed to find ways for economic and community development programs and housing programs to work together. She reviewed the Housing Partnership of the Fox Cities transitional housing program, made recommendations for strengthening it and devised a model that could be used by other transitional housing programs to improve their services.
She has also provided technical assistance to the Fox Cities Housing Coalition, Southwest Community Action Program, Housing Initiatives, Inc. and Neighborhood Housing Services of Beloit.
Kristin is certified as a housing development finance professional by the National Development Council. She became a Certified HOME Program Specialist—Regulations in February 2006. Kristin holds a Master in Public Policy from the La Follette School of Public Affairs, as well as degrees in art and art history, all from the University of Wisconsin-Madison. She also has a history of volunteer service to affordable housing organizations.
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